One thing that I've noticed is that banks are much more easy going on the younger people. For example, my friends son recently had a transaction with the bank. With his type of account, if he had that type of transaction it would cost him. So, once he got charged he simply called up the bank and asked them why they charged him. They told him about the fee, and he told them they didn't know. Then they cancelled the free. I have noticed that banks will try more for the younger people so that they stay with them.
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