Those ineligible for loans

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If other funds are available to you

If the funds are going to be used to pay off creditors who are in a position to take a loss (you're debts are in arrears)

Business promoting a particular religion or philosophy

Funds used to cover owner withdrawals or to pay off blood relatives

Funds used for investment - real estate or other.

Funds used for speculation.

Non-profit organizations

Income is derived from gambling or any illegal activity

Funds used for lending.

Funds to be used for floor plan financing

Multi-level marketing sales plans (Pyramid Schemes)

Those on probation or parole and/or pending criminal charges

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There are many other money lending schemes available but one needs to be careful as all are not trustworthy . One thing which is very important for people on benefit who avail loan is the pre planning of repayment. As the repayment is going to be made from only the loan amount or the benefits it is very important to make a good assessment of your monthly expenditure and then decide on the repayment terms. You can’t afford to make defaults at all because it will worsen your credit history and you will be almost ineligible for any loan in future.