Problem is that it’s up to the publisher to prove that they are innocent, and that can be very hard to do. I only wish that they can ban sites that are affected instead of banning the whole account…that’s assuming that the publisher is truly honest.
Convincing Google that it was not your fault varies from difficult to impossible. Once your account has been closed, you are not permitted to apply for another account ever again.
I heard of one guy who was so worried about this problem that he checked his own visitor stats every day and contacted Google whenever anything looked even remotely suspicious, just to protect himself.
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