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Although banks usually provide efficient services, they may sometimes commit transactional errors that can have a negative affect on your bank balance. If you suspect that there has been a mistake, you need to take it up with your bank as soon as possible. However, following certain standard procedures will help you to resolve the problem, without affecting your existing relationship with the bank.

Banking disputes can arise due to various reasons, which are mostly technical in nature, and can usually be settled amicably. For example, an installment payment could be wrongly deducted from your account before the due date, or the bank incorrectly charging you a penalty fee, or incorrect balance calculations, and the like. Sometimes disputes may also occur due to human error by the bank employees. Disputes like these can be settled agreeably by following the procedures.